Mid-Year Capital Market Update
Despite one of the most anticipated recessions in U.S. history, we sit here halfway through the year defying those predictions even in the face of developing geopolitical risks, a banking crisis (remember that?) and the Federal Reserve (Fed) continuing to raise rates.
May 2023 Market Update
We’ve highlighted our theme of persistent heightened market volatility in many of our market reviews this year and May continued to deliver on that premise.
April 2023 Market Update
Equity and fixed income indexes alike posted modestly positive returns overall with year-to-date trends for 2023 continuing in April; longer duration outperformed shorter duration, credit outperformed Treasuries, international developed equity outperformed the U.S. and emerging and commodities took another step back.
2023 International Investment Market Update – New Funds
Ben discusses the reasons behind the most recent changes to investment portfolios for Illuminate Wealth Management clients. This includes a discussion of the shifting investment environment and the need to move towards more active exposure to Developed International and Emerging Market stocks.
2023 Quarter 1 Investment Review & Outlook
Ben and Eddiediscuss the current investment market environment, particularly around the difference between the headline fears and long-term opportunities in the market ahead.
February 2023 Market Update
Warm winter weather seems to have been fueled by hot January economic data reported in February. Employment, retail sales, manufacturing, and inflation all showed acceleration. Markets fell in sympathy. Why?
FSA vs HSA – What are the differences and how do I use them?
Put company benefits and IRS regulations together, and you’re just asking for complexity masked as an acronym. Many employers provide access to Flexible Spending Accounts (FSA) or Health Savings Accounts (HSA) to employees to allow pre-tax payments of various expenses. Let’s dive into the different types and strategies around each.
January 2023 Market Update
Broad asset classes kicked off the new year higher after a not-so-jolly December. Sentiment turned decidedly positive based on slowing wage and job growth and cooling price pressures…