Investment Benchmarks: Why “The Market” Isn’t the Only Measure of Success
People naturally compare their experiences, whether it’s lunch, parenting, or investment returns. But when it comes to your finances, the comparisons that matter aren’t always obvious. In this article, we explore three different benchmarks investors often use: the market, your portfolio, and your personal financial plan, and why focusing on the right one can keep your finances in perspective.
To Convert or Not to Convert…
When should you convert to a Roth IRA, and when should you wait? A smart Roth conversion strategy isn’t about opinions; it’s about tax timing. This guide explains the difference between deferring taxes and truly saving on taxes, and how thoughtful planning can increase lifetime spending power.
What Volatility and Valuations Are Telling Investors
After a strong October rally, November markets took a breath. Volatility resurfaced, leadership shifted, and investors were reminded that strong returns often come with periods of uncertainty. As we approach year-end, the focus remains on staying diversified, managing risk, and maintaining a long-term perspective.
Higher Highs: What All-Time Market Records Really Mean for Investors
The rally continues as earnings growth, AI enthusiasm, and Fed rate cuts push markets to new highs. But record prices tell only part of the story. Explore how valuations, concentration, and macro trends shape what “higher highs” really mean for long-term investors in this October 2025 market update.
October 2025 Investment Review & Outlook (Video)
Ben’s quarterly review highlights big wins for gold and small-cap stocks, record highs in the markets, and a mix of reasons to stay cautious — and optimistic. With strong earnings, low sentiment, and Fed support, we see plenty of opportunity ahead for long-term investors.
Do You Really Need to Review Your Medicare Supplement Each Year?
Learn why Medicare Supplements don’t change during Annual Enrollment and what you should review each year.
August 2025 Market Update
August market recap: Stocks, bonds, and international markets rise as investors anticipate Fed rate cuts. Learn how liquidity, government debt, and market shifts impact portfolios and why diversification and active management matter.
July 2025 Market Update
July was generally positive for the stock market, with tech and energy leading the way, but a weaker jobs report late in the month raised new questions about the economy. The outlook is still cautiously optimistic, though inflation, hiring slowdowns, and global events mean it’s wise to stay diversified.