To Convert or Not to Convert…
When should you convert to a Roth IRA, and when should you wait? A smart Roth conversion strategy isn’t about opinions; it’s about tax timing. This guide explains the difference between deferring taxes and truly saving on taxes, and how thoughtful planning can increase lifetime spending power.
2026 Investment Outlook
In this video and transcript, Ben Hockema reviews key market themes from 2025 and explains how portfolios are being positioned for 2026. Topics include market performance, inflation risk, diversification, and updates to long-term investment assumptions.
2026 Tax Planning & Brackets
A practical reference to 2026 tax brackets and key income thresholds, including capital gains, Social Security taxation, Medicare surcharges, and planning considerations across different life stages.
2026 Investment Outlook: Managing Risk and Opportunity in an AI-Driven Market
This Investment Review and Outlook examines the forces shaping markets as we head into 2026, including elevated valuations, shifting interest rates, and the growing influence of artificial intelligence. While return expectations have moderated, opportunities remain across high-quality fixed income, select global equities, and alternatives. With portfolios largely well positioned, the year ahead favors disciplined risk management, measured exposure to AI, and thoughtful adjustments rather than sweeping change.
What Volatility and Valuations Are Telling Investors
After a strong October rally, November markets took a breath. Volatility resurfaced, leadership shifted, and investors were reminded that strong returns often come with periods of uncertainty. As we approach year-end, the focus remains on staying diversified, managing risk, and maintaining a long-term perspective.
Higher Highs: What All-Time Market Records Really Mean for Investors
The rally continues as earnings growth, AI enthusiasm, and Fed rate cuts push markets to new highs. But record prices tell only part of the story. Explore how valuations, concentration, and macro trends shape what “higher highs” really mean for long-term investors in this October 2025 market update.
October 2025 Investment Review & Outlook (Video)
Ben’s quarterly review highlights big wins for gold and small-cap stocks, record highs in the markets, and a mix of reasons to stay cautious — and optimistic. With strong earnings, low sentiment, and Fed support, we see plenty of opportunity ahead for long-term investors.
Do You Really Need to Review Your Medicare Supplement Each Year?
Learn why Medicare Supplements don’t change during Annual Enrollment and what you should review each year.