Tax Guide: AGI, Deductions & Capital Gains
A practical guide to understanding key tax concepts, including AGI vs taxable income, standard vs itemized deductions, capital gains, and avoiding penalties.
Strait of Hormuz Closure & Market Impact
Global markets pulled back in March 2026 as the ongoing Iran conflict and closure of the Strait of Hormuz fueled inflation fears and rising energy prices. While U.S. equities, particularly technology, faced sharp declines, value stocks and international markets showed resilience. Despite near-term volatility, economic fundamentals remain strong, supporting cautious optimism for resolution and recovery.
Create Your Own Private Pension: Turning Retirement Savings Into Reliable Income
Most retirees no longer have pensions, but that doesn’t mean you can’t create one. Learn how to transform your portfolio into a reliable, tax-efficient income stream that supports your lifestyle throughout retirement.
February 2026 Market Recap: Inflation Signals, Global Stocks, and Rising Middle East Tensions
Global markets navigated cooling inflation signals, AI-driven sector shifts, and rising geopolitical tensions in the Middle East during February 2026.
Investment Benchmarks: Why “The Market” Isn’t the Only Measure of Success
People naturally compare their experiences, whether it’s lunch, parenting, or investment returns. But when it comes to your finances, the comparisons that matter aren’t always obvious. In this article, we explore three different benchmarks investors often use: the market, your portfolio, and your personal financial plan, and why focusing on the right one can keep your finances in perspective.
To Convert or Not to Convert…
When should you convert to a Roth IRA, and when should you wait? A smart Roth conversion strategy isn’t about opinions; it’s about tax timing. This guide explains the difference between deferring taxes and truly saving on taxes, and how thoughtful planning can increase lifetime spending power.
2026 Investment Outlook
In this video and transcript, Ben Hockema reviews key market themes from 2025 and explains how portfolios are being positioned for 2026. Topics include market performance, inflation risk, diversification, and updates to long-term investment assumptions.
2026 Tax Planning & Brackets
A practical reference to 2026 tax brackets and key income thresholds, including capital gains, Social Security taxation, Medicare surcharges, and planning considerations across different life stages.