FSA vs HSA – What are the differences and how do I use them?
Employee Benefits, Investing, Basics Ben Hockema Employee Benefits, Investing, Basics Ben Hockema

FSA vs HSA – What are the differences and how do I use them?

Put company benefits and IRS regulations together, and you’re just asking for complexity masked as an acronym. Many employers provide access to Flexible Spending Accounts (FSA) or Health Savings Accounts (HSA) to employees to allow pre-tax payments of various expenses. Let’s dive into the different types and strategies around each.

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2023 Investment Market Outlook
Market Updates Ben Hockema Market Updates Ben Hockema

2023 Investment Market Outlook

Our investment views are based on a simple idea: as facts change, so may our outlook. The last few years have been an interesting period for this ethos as our annual outlook is beginning to feel like a game of ping-pong, oscillating between bulls and bears, as the environment shifts around us….

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Bonds Make Sense Again!
Bonds, Investing Ben Hockema Bonds, Investing Ben Hockema

Bonds Make Sense Again!

Back in the Spring, I wrote a blog post about how bonds were riskier than stocks, taking into account the role that they each play in most investment portfolios. I discussed the concern that rising interest rates from such as low starting position would create havoc in portfolios. While I believed everything that I wrote, I did not anticipate just how quickly everything discussed would come to pass.

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